Finances And Mental Health


Money can be a big cause of stress for anyone, and it is understandable for some people to get overwhelmed by this. Financial stress is a serious problem, and no one should ever be ashamed of going through this burden. It can be draining to anyone experiencing it, and unfortunately, it has caused some people to fall into a depression or to have anxiety. Although quite troubling indeed, it is best to know how you can properly handle and overcome this stress and properly manage your finances not to have to go through the same issues again.

It is important to figure out the source of your financial anxieties. This way, you can figure out the best action for you to take so that these anxieties are either fully gone or at least lessened. Start by listing the three biggest money challenges you face. It can be paying off credit card debts, making your bill payments for the month, or saving up for your retirement. Making a list shorter helps with you not feeling too overwhelmed.


From this, the best thing to do is to keep an open mind and to stay positive. I know this might sound like the worst advice that anyone could give but, as humans, we function a lot more properly and sensibly when we are in a positive headspace. You should keep in mind that you can do it and that any financial trouble or stress is nothing that you cannot handle.

Of course, the next tip will be for you to be realistic with your plans. Now, I am not saying that you should lower your hopes or your efforts. You should still make sure that you are in a good mental place for all this to work out. What I am trying to say is that you should determine what it is that you are going to achieve reasonably. This way, you do not overwhelm yourself with pressure or anxiety to achieve such ambitious goals. Try and make a promise like saying, “I will spend less, and I will be putting in ten percent of my income to pay off my debt.” Through this, you can set a reasonable goal for yourself, and then you get to lessen your financial anxiety or stress.


So from here, what you want to do is to take small steps. You cannot expect yourself to cut off half of your expenses on the first go. You will have to take these smaller steps to get to a bigger goal by the day. Set your goal and do your best to stick to it. If ever you do slip up, then it is okay. No one is expecting you to have this all mastered in one day. Just examine your spending patterns and see what it is that you can slowly change. From there, you can now take bigger steps once you feel a lot more comfortable with the change you are experiencing.

Like anything in our lives, it is best to seek help whenever you are experiencing these issues. No man is to go through any problem in their life alone. The best way to deal with a problem is to ask for help from other people, especially when you start to feel overwhelmed, anxious, stressed, or depressed. In any case, looking to a friend or a family member for help on these problems is not a problem or a burden. The last thing this does is it helps you release your anxiety and stress and at the most, what this does is that you have help going through this stressful time.


Last but not least is that you have to educate yourself. These things are unfortunately not taught to us in school, which is why we have to take the liberty of teaching ourselves how to properly manage our finances and quite possibly how to get out of the financial stress that may come along the way. What you should be doing is to keep learning about financial security, financial management, and financial stress. Do not allow yourself to drown in stress or depression. There will always be a way for you to go through the problems without torturing yourself mentally, emotionally, or physically.

In this world, we cannot allow ourselves to fall prey to the posts you see on social media. Most of the time, the people posting on social media do not show you the bad days, always the good days. So chin up and keep going. This journey is not going to be easy, but the way I see it, there is only one way to get to the other side, and that is through.

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